{"id":25286,"date":"2020-09-23T07:23:03","date_gmt":"2020-09-23T07:23:03","guid":{"rendered":"http:\/\/indiataxations.in\/?p=25286"},"modified":"2020-09-23T07:23:03","modified_gmt":"2020-09-23T07:23:03","slug":"faq-on-epf-advance-to-fight-from-covid-19-pandemic","status":"publish","type":"post","link":"https:\/\/indiataxations.in\/index.php\/2020\/09\/23\/faq-on-epf-advance-to-fight-from-covid-19-pandemic\/","title":{"rendered":"FAQ ON EPF ADVANCE TO FIGHT FROM COVID-19 PANDEMIC"},"content":{"rendered":"

Q1: Who is eligible for the advance from EPF to fight COVID-19 Pandemic?<\/strong>
\nAns.<\/strong>\u00a0Any member of EPF Scheme, 1952 with UAN (Universal account number) employed in
\nany establishment or factory covered under EPF & MP Act, 1952.<\/p>\n

Q2: Under which provision of the EPF Scheme, 1952, a member is entitled for benefit?<\/strong>
\nAns:<\/strong>\u00a0That a new sub-para (3) has been inserted in Paragraph 68L of the EPF Scheme, 1952
\nthrough GSR No.225(E) published in the Gazette of India (Extraordinary), Part II- Section 3-
\nsub section (1) on 28.03.2020 to provide for benefit.<\/p>\n

Q3: What is the new beneficial provision?<\/strong>
\nAns:<\/strong>\u00a0It is to provide for non-refundable advance from their EPF account to EPF members,
\nemployed in factory or establishment located in an area, which is declared to be affected by
\noutbreak of epidemic or pandemic by the Appropriate Govt.<\/p>\n

Q4: How can I know whether establishment\/factory in which I am employed is in an<\/strong>
\narea declared to be affected by COVID-19 pandemic?<\/strong>
\nAns:<\/strong>\u00a0Since COVID-19 has been declared a Pandemic by the Appropriate Government for the
\nentire country and therefore the employees working in establishments and factories across
\nentire India, who are members of the EPF Scheme, 1952, are eligible.<\/p>\n

Q5: Is EPF member required to produce any certificate or document for availing this<\/strong>
\nadvance?<\/strong>
\nAns:<\/strong>\u00a0No certificate or documents are to be submitted by member or his\/her employer for
\navailing the benefit.<\/p>\n

Q6: How much money can I get from my EPF account under this new provision to fight<\/strong>
\nCOVID-19 and do I have to refund it?<\/strong>
\nAns:<\/strong>\u00a0You can get non-refundable withdrawal to the extent of the basic wages and dearness
\nallowances for three months or up to 75% of the amount standing to your credit in the EPF
\naccount, whichever is less. The amount standing to credit in EPF includes employee\u2019s share,
\nemployer\u2019s share and interest thereupon. Since withdrawal is non-refundable, there is no requirement to refund the amount.<\/p>\n

Q7: Please illustrate the calculation of benefits<\/strong>
\nAns:<\/strong>\u00a0If the balance in member\u2019s EPF account as on date is Rs.50,000\/- and monthly basic
\nwage and dearness allowance is Rs.15,000\/-
\n75% of balance of Rs.50000\/- is Rs.37,500\/- & amount of three months wage is Rs.45000\/-.
\nSo member is eligible to get Rs.37,500\/- the least of two amounts.<\/p>\n

Q8:<\/strong>\u00a0How can I claim this amount? Do I need to submit claim form to EPFO Office?<\/strong>
\nAns:<\/strong>\u00a0Like claim for all other types of advances, the claim for this advance also can be filed
\nOnline if your UAN is validated with Aadhaar and KYC of Bank account and Mobile number is
\nseeded in UAN.<\/p>\n

Q9: Where and how can I file Online Claim?<\/strong>
\nAns:<\/strong>\u00a0On the home page of website- www.epfindia.gov.in, under the TAB \u201cCOVID-19\u201d on top
\nright hand corner, instructions for filing online advance claim is hosted.
\nThe process is also noted below:
\na. Login to Member Interface of Unified Portal
\n(https:\/\/unifiedportalmem.epfindia.gov.in\/memberinterface)
\nb. Go to Online Services>>Claim (Form-31,19,10C & 10D)
\nc. Enter last 4 digits of your Bank Account and verify
\nd. Click on \u201cProceed for Online Claim\u201d
\ne. Select PF Advance (Form 31) from the drop down
\nf. Select purpose as \u201cOutbreak of pandemic (COVID-19)\u201d from the drop down
\ng. Enter amount required and Upload scanned copy of cheque and enter your address
\nh. Click on \u201cGet Aadhaar OTP\u201d
\ni. Enter the OTP received on Aadhaar linked mobile.
\nj. Claim is submitted<\/p>\n

Q10: Can I file claim through my mobile phone?<\/strong>
\nAns: Yes, from your mobile phone you can either
\ni) login to (https:\/\/unifiedportal-mem.epfindia.gov.in\/memberinterface) and follow
\nsteps a. to j as in Ans to Q9 to file claim OR
\nii) Through UMANG (Unified Mobile Application for New-age Governance) Mobile
\nAPP Home> EPFO> Employee Centric Services> Raise Claim> Login with your
\nUAN and OTP received on your mobile number registered with UAN to file claim<\/p>\n

Q11: Can an employee working in an exempted establishment get the advance to fight<\/strong>
\nCOVID-19 pandemic from PF Trust?<\/strong>
\nAns:<\/strong>\u00a0The \u201cTerms and conditions of exemption\u201d in Para 27AA of EPF Scheme, 1952, provides
\nthat any amendment to EPF Scheme, 1952, which is more beneficial to the employees
\nbecomes applicable to exempted establishments pending formal amendment of Trust Rules.
\nSo, employee of an exempted establishment can withdraw from his PF account maintained
\nwith the PF Trust of the establishment by making application to the PF Trust.<\/p>\n

Q12: I availed advance recently for illness. Can I avail advance to fight COVID-19<\/strong>
\npandemic?<\/strong>
\nAns: Yes. This advance can be availed irrespective of advances availed earlier.<\/p>\n

Q.13: What is income tax rate for advance to fight COVID-19 pandemic?<\/strong>
\nAns:<\/strong>\u00a0Income Tax is not applicable on any advance availed under EPF Scheme.<\/p>\n

Q.14: I have already applied advance for a different purpose and requested a lower<\/strong>
\namount. I do not want to avail this advance now and would like to prefer claim for<\/strong>
\nadvance to fight COVID-19 pandemic. However, it is not permitted by the portal. What<\/strong>
\nshould I do?<\/strong>
\nAns: To enable submission of fresh claim for availing this advance, the earlier claim under
\nsubmission needs rejection. Please send request on email of your jurisdictional Regional
\nOffice for rejection of earlier form 31 submitted.<\/p>\n

Q.15: How long will it take for credit of amount in my bank account after submission of<\/strong>
\nclaim for advance to fight COVID-19 pandemic?<\/strong>
\nAns: Claims for advance to fight COVID-19 pandemic are being processed on priority
\nconsidering exigency of the situation.<\/p>\n

Q16: KYC is not complete for my EPF account and hence I am unable to file this claim.<\/strong>
\nAns: The claim for this advance can be filed Online if your UAN is validated with Aadhaar and
\nKYC of Bank account and Mobile number is seeded in UAN. You are requested to complete
\nyour KYC by submitting same on Member Portal. If your basic details that is name, date of
\nbirth and gender against UAN are same as that in Aadhar, you can link your Aadhar through
\neKYC Portal. In case of mis-match in KYC details and details in EPF account, please submit
\nonline request for demographic detail correction through your employer. The bank account
\ndetails has to be digitally approved by the employer. For submitting your claim onliney our
\naadhar linked mobile will get OTP. So your aadhar should be linked with a mobile.<\/p>\n

Q17: Is it necessary to apply for 75% of PF balance under this provision?<\/strong>
\nAns: Withdrawal to the extent of the basic wages and dearness allowances for three months
\nor up to 75% of the amount standing to your credit in the EPF account, whichever is less, is
\nmaximum permissible limit. You can apply for lesser amount also.<\/p>\n

Q18: I have applied for availing advance under \u2018Natural Calamity\u2019 purpose. Will this be<\/strong>
\ntreated as advance to fight COVID-19 pandemic?<\/strong><\/p>\n

Ans: No. You have to apply specifically for advance to fight COVID-19 pandemic.<\/p>\n

Q19: Will EPFO process advance to fight COVID-19 pandemic despite lockdown?<\/strong>
\nAns: Yes. Advance to fight COVID-19 pandemic are being settled on priority to mitigate
\nhardship faced by members.<\/p>\n

Q.20: I have not left my job. Can I withdraw PF to fight COVID-19?<\/strong>
\nAns: Yes. You can avail this advance while still in service.<\/p>\n","protected":false},"excerpt":{"rendered":"

Q1: Who is eligible for the advance from EPF to fight COVID-19 Pandemic? Ans.\u00a0Any member of EPF Scheme, 1952 with UAN (Universal account number) employed in any establishment or factory covered under EPF & MP Act, 1952. Q2: Under which provision of the EPF Scheme, 1952, a member is entitled for benefit? Ans:\u00a0That a new …<\/p>\n

FAQ ON EPF ADVANCE TO FIGHT FROM COVID-19 PANDEMIC<\/span> Read More »<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/posts\/25286"}],"collection":[{"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/comments?post=25286"}],"version-history":[{"count":1,"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/posts\/25286\/revisions"}],"predecessor-version":[{"id":25287,"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/posts\/25286\/revisions\/25287"}],"wp:attachment":[{"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/media?parent=25286"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/categories?post=25286"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/indiataxations.in\/index.php\/wp-json\/wp\/v2\/tags?post=25286"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}